Loan Programs

VA Home Loans

We take great pride in giving back to the men and women who have served and continue to serve our country. For veterans and their families, we offer competitive interest rates and terms without requiring a down payment. Closing costs are limited too.

FHA Loans

FHA loans have been helping people become homeowners since 1934. That was the entire reason the FHA was created – to change stringent loan practices by insuring loans so that lenders like us could offer better rates and terms to a larger diversity of people.

Conventional Loans

The days of a home loan taking months to process are over. We have streamlined the loan process for you every step of the way.The Gokool Team is always at the ready to discuss current mortgage rates, complete a pre-approval, or just answer questions.


Looking to remodel? Lower your interest rate or monthly payment? Even cash in on the equity of your home to pay off debts? Our refinance programs empower you with opportunity.

Homes for Heroes

The Gokool Team believes in a strong community that is proud to give back to those that contribute so much to it. Homes for Heroes is a unique give back program designed for active duty/veteran military personnel, firefighters, first responders, police, teachers, and medical professionals and as your lender we will donate 1% up to $1000 back to you to go towards closing costs.

Down Payment Assistance

The Home in 5 Program is a down payment assistance grant available to home buyers within Maricopa County. The grant can provide up to 5% non repayable money for down payment and closing costs. The new Pathway to Purchase program is a conventional loan down payment assistance second loan of up to $20,000 that can be used for both down payment and closing costs that becomes non repayable after 5 years.